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Hello,
The recent federal election may have split the nations opinion, but it no doubt brought the topic of economics and finance to the dinner table. Few of us can argue about the prosperous state of the economy and our first article outlines what this means for those of us lucky enough to live, work and do business in Australia.
If you own a home and are looking to save on your mortgage, read on further to find out how you can use speed as your secret weapon. Youll also find an article on the First Home Owners Grant that explains which government benefits are available in your state.
Our final article outlines how our role as your mortgage broker can assist you with a much wider range of finance needs than you might realise.
Enjoy this newsletter and feel free to share it with family and friends.
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GPO Box 1809
Hobart TAS 7001| Tel: | 03 6223 4322 | | Mob: | 0438 233 324 | | Fax: | 03 6223 2203 |
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A Toast to the Economy
There's no better time to be living, working, investing or building a business in Australia. Despite the rise in interest rates, our economy is arguably at a 15-year high and remains on track for continued strong growth. The recent change in government demonstrates that we feel confident enough about the economy to vote in a new team of economic managers.
There's every reason for this confidence: unemployment is at a 32-year low, the currency is strong, and there has been over a decade of consistent 4% plus economic growth.
Read More >>
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Benefits for First Home Owners
The upfront costs of buying a home for the first time might seem a little daunting, but fortunately there are a number of government benefits that will help you reduce these costs. The First Home Owner Grant is the most well-known of these. Since it was introduced by the Federal Government on 1 July 2000, it has helped make home ownership a more affordable dream for many. The grant entitles first home buyers to a one-off payment of $7,000 which may be available at settlement of your purchase. It is applicable Australia-wide, whether you buy or build, and irrespective of your income or assets provided the property is used as your principal place of residence.
Read More >>
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Start Saving on Your Mortgage
Interested in wiping thousands off your mortgage bill and years off your loan? It's an appealing prospect and the good news is that most of us can achieve these savings simply by looking at ways we can pay off our mortgage sooner.
Early repayments, extra repayments and more frequent repayments are all effective ways of lowering your interest bill and reducing the life of your loan subject to the terms and conditions of your loan.
Read More >>
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Benefiting From A Single Point of Contact
A single point of contact for your borrowing needs creates benefits in terms of time, convenience, choice and trust. The role we can play in meeting your borrowing needs is now being extended to a much wider field than before.
Over recent decades independent mortgage brokers and finance businesses such as ours have changed the face of home loan lending in Australia. Twenty years ago independent mortgage businesses were a factor in only a small proportion of all mortgages arranged. Now they play a part in a growing proportion of the market and this shows that brokers have something real to offer.
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Mortgage & Finance Association of Australia
Integrity Innovative Loan Solutions are members of the MFAA, the peak industry body. All members are bound by a strict code of ethics to ensure the highest levels of service, integrity and professionalism.
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About Us
The aim of Integrity Innovative Loan Solutions is the provision of a competent, professional and efficient customer service delivered with integrity to clients. We deal with over 40 Lenders. Integrity Innovative Loan Solutions is a full member of Mortgage & Finance Association of Australia and Credit Ombudsman Service Limited.
Clients deal with a highly experienced and qualified consultant who has the flexibility of visiting at work or home. The company principal, Robert Knight, has worked in the finance industry for 25 years, having held senior management roles with Connect Credit Union and AMP Banking.
Robert has formal qualifications in Business (Accounting), Applied Science (Building & Architectural Practice), Mortgage Lending and Mortgage Broking.
Robert has also owned a successful property development business and rental properties, as such is well attuned to the needs of small business and property investors.
Integrity Innovative Loan Solutions was established by Robert in July 2002.
To ensure complete transparency in our transactions with clients, Integrity Innovative Loan Solutions has voluntarily adopted the Finance Brokers Contract, currently compulsory only in NSW and VIC. Through this process, clients are fully aware of remuneration paid.
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Disclaimer: This newsletter is intended to provide general news and information only. Readers should rely on their own enquiries before making any decisions regarding their own interests. Please do not rely on any part of this newsletter as a substitute for specific legal or financial advice. All material is copyright 2007.
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